Savings Accounts
Share Savings
Minimum account balance is $5 and $250 to earn dividends
Dividends are paid quarterly using the daily balance method
Rates are variable and change quarterly
Youth Savings
Available for Members 18 years and younger
Only $5 to open an account and establish credit union membership
No minimum account balance
Interest is paid immediately upon opening the account
CDs are available when the account reaches $500
Dividends are paid quarterly using the daily balance method
Rates are variable and change quarterly
*Entry limited to one per Member. No purchase necessary. Other restrictions may apply.
Money Market Savings
Dividends are paid monthly using the daily balance method. No dividends are paid on balances less than $2,500
Get up to 3 transactions free per month. An excessive withdrawal fee of $10 per month is charged for more than three withdrawals made in a month.
No lock in so your money is available year-round
Your funds are insured up to $500,000
Rates are variable, change monthly and offer five tiers:
- Tier #1 $2,500 – $4,999.99
- Tier #2 $5,000 – $9,999.99
- Tier #3 $10,000 – $24,999.99
- Tier #4 $25,000 – $74,999.99
- Tier #5 $75,000 and above
Share Certificates (CDs)
Flexible terms including 6, 12, 18, 24, 36, 48, 60 months and a 60 month “bump” which allows you to increase the rate three times during the life of the certificate
Dividends are compounded quarterly using the daily balance method
Monthly dividend payments are available for balances of $10,000 or more
Rates are fixed for the term of the certificate
Early withdrawals will incur a penalty
Club Accounts
The balance of Holiday Club Accounts are paid out the first business day each November, either by check or deposit into a Share Savings Account
Withdrawals on any Club Account can be made at any time
The minimum deposit required to open a Club Account is $5.
Dividends are paid quarterly using the daily balance method
Rates are variable and change quarterly