(216) 920-2000

Vehicle Protection Plans

Guaranteed Asset Protection

Also know as GAP coverage, protect you and your entire investment from substantial loss by covering the “gap” between the vehicle’s value and the amount you still owe on the loan.

$399 one-time fee for cars, trucks and motorcycles.

Watercraft rates may vary.

Call 216-920-2000 to speak with a Loan Officer for details.

Mechanical Breakdown Protection

This extended warranty program provides additional coverage for mechanical breakdowns beyond the manufacturer’s warranty. It can be purchased for new or used cars.

Premiums are determined by age and mileage of the vehicle.

Depreciation Protection

Vehicle depreciation is one of the largest expenses for vehicle buyers.

New cars can lose thousands of dollars in value, potentially eliminating down payments and equity if a total loss were to occur.

Protect your investment and vehicle with Depreciation Protection, NEW from Eaton Family Credit Union.

Depreciation Protection kicks in if your vehicle is ever totaled or stolen and not recovered anytime during the life of your loan. It provides a benefit payment equal to the difference in retail value at the time of waiver purchase, less the amount of your loan balance at the time of total loss.*

Depreciation Protection is ideal for those who:

  • Finance a vehicle that has equity in it
  • Make a down payment on the loan or make extra payments during the life of the loan
  • Want to protect the equity they have in their vehicle

Benefits of Depreciation Protection:

  • Protects against collision or comprehensive total loss, including theft
  • Covers the whole life of the loan
  • No mileage or year restrictions
  • Accidental Death protection included
  • Enroll anytime during the life of your loan
  • 100% refundable within 60 days of enrollment

Want more information? Call 216-920-2000 to speak with a Loan Officer.

 

* Benefit payment is not to exceed the lesser amount of the waiver addendum maximum or your outstanding loan balance at time of total loss.