Privacy Policy
Facts
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some
but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information.
Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information
can include:
- Social Security number
- Payment history
- Transaction or loss history
- Credit history
- Credit card or other debt
- Checking account information
When you are no longer our member, we continue to share information about you according to our policies.
How?
All financial companies need to share members’ personal information to run their everyday business – to process
transactions, maintain customer accounts, and report to credit bureaus. In the section below, we list the reasons financial
companies can share their members’ personal information, the reason Eaton Family Credit Union chooses to share, and
whether you can limit this sharing.
Reasons we can share your personal information:
Reasons we can share your personal information: |
Does Eaton Family Credit Union share? |
Can you limit my sharing? |
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, and report to credit bureaus | Yes | No |
| For our marketing purposes – o offer our products and services to you | No | We don't share |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes – information about your transactions and experiences | No | We don't share |
| For our everyday business purposes – information about your creditworthiness | No | We don't share |
| For our affiliates' to market to you | No | We don't share |
| For non affieliates' to market to you – | No | We don't share |
Questions? Call 216-920-2000 or Toll Free 800-845-5446
What We Do
How does Eaton Family Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with
federal law. These measures include computer safeguards and secured files and buildings.
How does Eaton Family Credit Union collect my personal information?
We collect your personal information, for example, when you
- Open an account
- Apply for a loan
- Give us your employment history
- Apply for financing
- Show your driver’s license
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes – information about your creditworthiness;
- Affiliates from using your information to market to you;
- Sharing for non affiliates to market to you.
State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.
Definitions
Affialiates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Eaton Family Credit Union has no affiliates.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Eaton Family Credit Union does not share with non affiliates so they can market to you.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include:
- Our joint marketing partners include Insurance agents, Life insurers, and Property and Casualty insurers.
Other Important Information
For Alaska, Illinois, Maryland and North Dakota Members. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For California Members. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Members. We will not share personal information from deposit or share relationships with non-affiliates either for them to market to you or for joint marketing – without your authorization.
For Vermont Members. We will not share personal information with non-affiliates either for them to market to you or for joint marketing – without your authorization, and we will not share personal information with affiliates about your creditworthiness without your authorization